The Simple Investor Real Estate Trust

The Simple Investor Real Estate Trust offers investors an accessible entry point into professionally managed Canadian residential real estate.

The product is an open-ended private real estate trust that invests into an affiliated Limited Partnership focused on acquiring, operating, and converting multi residential properties in Southern Ontario. Investor capital is used to purchase and improve townhomes, low rise apartments, and walk up buildings, with the goal of generating income from rents and capital appreciation through condominium conversion over time.

The Trust is structured for investors seeking long term exposure to Canadian residential real estate through a professionally managed platform, with limited liquidity and a focus on income and value creation rather than short term trading.

Accessible Entry into Canadian Residential Real Estate‍

With a minimum investment of $500 and a unit price of $10 per Class B unit, The Simple Investor Real Estate Trust offers an accessible way for investors to participate in a professionally managed Canadian residential real estate strategy. The Trust is open-ended with an indefinite investment term, providing long-term exposure without a fixed maturity date.

Income Generation with Long-Term Value Creation

The investment strategy is designed to generate stable rental income during the condominium conversion period, followed by capital appreciation upon completion of conversion and individual unit sales. Investors receive a 5% preferred return per annum (fixed), with the potential for additional value creation over time.

Focus on Underserved Secondary Ontario Markets

The Trust targets secondary markets in Southern Ontario, including North Bay, London, Windsor, and similar communities, rather than highly saturated major urban cores. These markets are characterised by strong rental demand, favourable acquisition pricing, and long-term housing fundamentals, particularly among mature and senior tenants.

Defined Value-Add Strategy Through Condominium Conversion

Unlike traditional buy-and-hold rental strategies, the investment follows a clearly defined value-add approach. Multi-family residential properties are acquired under a single title and subsequently converted into legally titled condominium units, which are sold individually. This strategy is based on the principle that the aggregate value of individual condo units exceeds the value of the building as a single asset.

Proven Platform with an Established Track Record

The Simple Investor Real Estate Group Inc. (SIREG), the operating platform behind the strategy, oversees approximately $1.3 billion in assets under management, representing over 3,000 residential units and serving more than 1,800 investors. The platform has a long operating history in residential acquisition, condominium conversion, and investor programs across Ontario.

Professional Management and Centralised Operations

All aspects of property acquisition, management, financing, operations, and condominium conversion are handled by an integrated and experienced management team. This structure allows investors to participate in real estate ownership without direct operational responsibility, while benefiting from centralised execution and oversight.

Structured Exit and Liquidity Framework

Capital appreciation is realised through the sale of fully titled, tenanted condominium units to third-party investors via The Simple Investor Program, an established distribution channel. The Trust also offers a defined redemption framework, including quarterly redemption windows, NAV-based pricing, and declining early-redemption discounts over the first three years.

The Trust deploys investor capital into an affiliated operating limited partnership that acquires, operates, improves, and converts multi residential rental properties across Southern Ontario. The properties are typically held under a single legal title at acquisition and are operated as rental assets during the condominium conversion process.

The portfolio strategy follows a defined lifecycle:

• Acquisition of low rise and walk up residential buildings in supply constrained secondary Ontario markets
• Stabilisation and professional management of rental operations to generate ongoing income
• Legal condominium conversion of individual residential units
• Sale of converted units to third party purchasers through an established disposition program

The core investment thesis is that a fully converted condominium building is typically valued at a higher aggregate value than the same asset held under a single rental title. The Trust seeks to capture this valuation difference while maintaining rental income throughout the conversion period.

The Trust currently has a secured pipeline of 917 residential units across four properties that are expected to form the foundation of the active portfolio.